Instant Life Assurance Quote
Comparing and looking for an instant life assurance quote on the internet has never been simpler. If you know the type of life assurance you require simply enter the type of cover you require the sum assured and the term of the policy and see how much you can save today.
We recommend comparing more than one free instant life assurance quote to find the best policy to suite your needs, and we will email you a copy of the life assurance quotes to you.
Alternatively If you are not certain which type of instant life assurance you require please call one of our qualified advisers for advice on 0845 262 2226.
Life assurance is one of the best things you can do to take care of your family financially in the event that one day you’re not around to do so. If there are people who can't afford to lose you, you can't afford to be without life assurance.
- We reinvest a minimum of 50% commission into our online quotes so we can offer you the best price guaranteed.*
- Get the cheapest cover, with premiums from £14.37 per month* for a sum assured of £175,000 over a term of 20 years.
- Wide range of policies including mortgage life assurance, level term assurance, family life assurance, critical illness assurance and income protection.
Types of Life Assurance
There are many types of life assurance available in the market if you are unsure which type of life assurance you require we also offer independent financial advice with the same low priced premiums. Below is a brief overview of the types of cover available on instant life assurance quote (.co.uk.).
Term assurance is a policy that pays a tax-free lump sum upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.
Mortgage Life Assurance
Mortgage life assurance is commonly known as decreasing term assurance, the cover reduces each year, usually in line with your mortgage. The monthly premiums remain the same each year and will be cheaper than level term assurance. The policy pays a tax-free lump sum upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.
Family Life Assurance
Family Life assurance commonly known as family income benefit: this pays a monthly benefit instead of a lump sum, upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.
Critical Illness Assurance
Critical illness assurance is a policy that pays out a tax-free lump sum upon diagnosis of a qualifying critical illness (defined by the specific assurance companies), within the term of the policy.
Income protection provides a monthly income if you cannot work due to sickness or illness after a set deferment period. Payments are made tax free and usually continue until you recover, reach the end of the policy or die. These plans do not cover redundancy which can be covered under an accident, sickness and redundancy policy.
Instant Life Assurance Quote Guarantee
Instant life assurance quote (.co.uk) guarantee that at the time of application you will not get cheaper like for like cover as we reinvest 50% of the initial commission the provider pays us back into your life assurance policy.
* Life assurance quote correct as of 20/04/2010 and applies to a Level term assurance quote for a 40 year old, non-smoker male, £170,000 sum assured over a 20 year term.
Instant Life Assurance Quote .co.uk is a trading style for website purposes of Go Direct UK Ltd.
Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority Registered in England & Wales Company 5703224. FCA Number 456600
Registered address 60a West End, Norwich, NR8 5AJ
All financial advice will be provided by Go Direct UK's advisors